FDIC Extends Comment Period on Insider Credit Rule
The extension to November 4 2026 applies to FDIC-supervised banks under the proposed rule to raise insider credit thresholds.
The Federal Deposit Insurance Corporation announced it is extending the public comment period for its proposed rule "Extensions of Credit to Insiders" from October 5, 2026, to November 4, 2026. The rule, identified by RIN 3064-AG26 and published in the Federal Register on August 6, 2026 (91 FR 50730), would apply to institutions supervised by the FDIC.
The proposal would raise and index certain dollar-based thresholds that limit extensions of credit to insiders, bringing them into line with thresholds the Board of Governors of the Federal Reserve is proposing under Regulation O of the Federal Reserve Act. It also would establish an indexing methodology that automatically adjusts those thresholds every five years to reflect economic growth and inflation.
Comments must be received on or before November 4, 2026 and may be submitted through the FDIC website, by email, by mail to Jennifer M. Jones, Deputy Executive Secretary, or hand-delivered to the FDIC guard station at 550 17th Street NW between 7 a.m. and 5 p.m. on business days. The agency will post comments, subject to redaction, at https://www.fdic.gov/federal-register-publications, and will retain all comments in the public file in accordance with applicable law.
For further information, the Division of Risk Management Supervision can be reached through Peter A. Martino (813-390-8508) or Ryan C. Senegal (980-249-3863); the Legal Division is available via Gregory S. Feder (202-898-8724) or Shane M. Bogusz (571-366-0212). The notice appears as FR Doc 2026-20735, filed on October 8, 2026.
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