FDIC seeks comment on renewal of real-estate lending standards data collection
Insured state nonmember banks and state savings associations must respond by Nov. 12, 2026 under the proposed renewal.
The Federal Deposit Insurance Corporation has issued a notice to renew the information collection identified as OMB Control No. 3064-0112, covering real-estate lending standards required by 12 CFR 365. The renewal applies to insured state nonmember banks and state savings associations and proposes an estimated annual burden of 52,940 hours, reflecting a reduction of 8,780 hours from the prior estimate of 61,720 hours.
The collection, described as a record-keeping obligation, is expected to involve 2,647 respondents each submitting one response of approximately 20 minutes. No substantive changes to the collection's content or methodology are proposed. The FDIC notes that the decrease in the burden estimate results from a lower number of respondents.
Comments on the proposed renewal must be submitted on or before November 12, 2026. The agency provides multiple submission methods, including its website, email, mail to Robert Meiers, Regulatory Attorney, and hand delivery to the FDIC's 17th Street building. The notice references a prior publication on August 6, 2026 that opened a 60-day comment period, during which no comments were received.
The FDIC invites comment on the necessity and utility of the collection, the accuracy of the burden estimates, potential improvements to data quality and clarity, and ways to reduce respondent burden through automation or other information-technology solutions. All comments will become part of the public record.
The agency's Deputy Executive Secretary, Jennifer M. Jones, signed the notice on October 8, 2026, and the notice appears in the Federal Register (Vol. 91, No. 196, pages 64923-64924).
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