Treasury agenda adds new AML and due-diligence rules for banks and advisers

The Department of the Treasury's semiannual regulatory agenda, published in the Federal Register on August 14, 2026, lists three FinCEN proposals that will impose new anti-money-laundering and customer-identification obligations on financial institutions, registered investment advisers (RIAs) and exempt reporting advisers (ERAs). The agenda also includes two Comptroller of the Currency proposals and a final rule rescinding regulations consistent with Executive Order 14219.

FinCEN's "Revisions to Customer Due Diligence Requirements for Financial Institutions" (RIN 1506-AB60) will be issued as a notice of proposed rulemaking on 03/00/27, with the public comment period closing on 05/00/27. The rule is intended to align due-diligence standards with the beneficial-ownership reporting requirements of the Corporate Transparency Act.

The agency is reissuing a joint NPRM with the SEC on "Customer Identification Programs for Registered Investment Advisers and Exempt Reporting Advisers" (RIN 1506-AB66). The original NPRM appeared on 05/21/24 (89 FR 44571) with comments due 07/22/24. A new NPRM is dated 09/00/26; the agenda does not list a new comment-period deadline.

FinCEN also proposes a new rule to revise AML/CFT program requirements for financial institutions (RIN 1506-AB72). The NPRM is slated for 04/10/26 (91 FR 18704) and the comment period ends on 06/09/26. The proposal supersedes a July 2024 NPRM that FinCEN does not intend to finalize.

Separate from FinCEN, the Comptroller of the Currency's agenda includes proposed rules on extensions of credit to insiders (RIN 1557-AF44) and regulatory capital and risk-weighted asset approaches (RIN 1557-AF49), as well as a final rule rescinding regulations consistent with Executive Order 14219 (RIN 1557-AF32). All entries are available in the Unified Agenda online.